The NAIFA Launches a Micro-site Covering the Affordable Care Act

Lake Charles, Louisiana-based Steve Blount, a seasoned insurance professional, owns and operates PRC Professional Retirement Consultants, LLC, a full-service firm offering independent financial, tax, and business advice. At PRC, Steve Blount and his team offer a variety of insurance plans and estate conservation services for individuals and businesses. The author of The Spirit of Success, Mr. Blount actively served in the National Association of Insurance and Financial Advisors (NAIFA).

In August 2013, NAIFA rolled out a micro-website ( for health care insurance agents, brokers, and employees. The micro-site details the rules and regulations of the Patient Protection and Affordable Care Act, otherwise known as Obama Care, and examines how each component of the new law affects industry groups as well as consumers.

According to NAIFA executives, the new micro-site offers members and their clients background materials and information on specific areas of the law, such as insurance marketplaces and individual mandates, and helps them adapt to policy-related changes. Some NAIFA members refer their consumer clients to the website with any questions beyond their immediate expertise. Agents and brokers are also able to use the site to provide their clients with informed opinions on plan options and coverage types.


Membership Requirements for the Million Dollar Round Table

Financial planner Steve Blount lives and works in Lake Charles, Louisiana, where he runs the firm PRC Professional Retirement Consultants, LLC, and advises clients on retirement planning, estate conservation, and related areas. During his more than 25 years in business, Steve Blount has earned multiple industry accolades, including the National Association of Insurance and Financial Advisors’ Outstanding Agent Award (1998), the New York Life Council President’s Top Agent in the U.S. Award, and the Million Dollar Round Table’s Top of the Table from 1996 to 2002.

The prestigious Million Dollar Round Table (MDRT) includes more than 38,000 of the world’s leading professionals from the insurance and financial services industries. Active in more than 74 countries, the organization represents professionals from over 450 companies.

MDRT members maintain proven histories of professional expertise, superb customer care, and ethical practice. Furthermore, to join this international network, individuals must meet stringent sales requirements, such as earning either minimum annual commissions of USD $91,000 or a minimum annual gross income of USD $156,000 from sales of insurance and/or financial products. New MDRT members start out as Qualifying Members before they become Qualifying and Life Members and finally Life Members. The MDRT also offers two exclusive levels, Court of the Table and Top of the Table, which have even higher requirements. To qualify for Court of the Table, members must produce earnings either three times the amount required for standard MDRT membership, and for Top of the Table, six times that amount.

The Boys and Girls Village Supports Children with Special Needs

Steve Blount is an experienced financial consultant who currently owns and operates Professional Retirement Consultants, LLC, in Lake Charles, Louisiana. A socially conscious individual, Steve Blount contributes his time and resources to the Lake Charles community, in addition to supporting several larger charities and nonprofits, including the Boys & Girls Village, Inc.

Originally founded as a work farm for troubled boys in 1942, the Boys & Girls Village is a Connecticut-based nonprofit organization that provides a variety of services, including programs for families and children with foster care and special education needs, and support for people with emotional, psychiatric, and behavioral disorders.

In addition to operating a therapeutic foster care program and providing several therapy-based services, the Boys & Girls Village currently runs a therapeutic day school for children with special needs. Designed specifically for children ages six to 15, the Charles F. Hayden Day School is a private, special-education school that works to help children build the academic, emotional, and behavioral skills needed to return to a mainstream school setting. The Charles F. Hayden School is led by a dedicated staff of well-trained professionals who work in teams to meet each child’s individual needs and develop programs that help them build self-esteem, communication skills, and character.

Common Fouls Called in Basketball

A prominent figure in the Lake Charles, Louisiana, business and local community, Steve Blount currently owns and operates Professional Retirement Consultants, LLC. Steve Blount also has helped establish a youth sports league in Lake Charles designed specifically for disadvantaged children. He is also the founding member of the Moss Bluff Recreation Youth Basketball League, llc. He is also in the process of forming an adult volleyball and basketball league.

A few of the most common fouls called in basketball include:

Charging—A personal foul that is called when an offensive player makes contact with an opposing player who has already firmly established his or her position on the court.

Flagrant foul—An action committed against an opposing player that is deemed to be violent and unnecessary. When a flagrant foul is committed, the player who committed the foul is ejected from the game, while the opposing team is awarded two free throws and possession of the ball.

Reaching in—This foul is called when a defensive player extends his or her arm and makes contact with the ball handler’s arm in an attempt to steal the ball.

A Beginner’s Guide to Duck Hunting By Steve Blount of Lake Charles, Louisiana

Newcomers to duck hunting are often attracted to the pastime because it combines the thrill of shooting with the skills of duck calling and decoying. Before you hit the water, master the following tips.

1. Dress appropriately. A pair of neoprene waders keeps your legs warm and dry. Up top, wear a parka made from a windproof and waterproof material. If you are placing decoys, bring long, neoprene gloves. Also, ducks and other waterfowl can detect slight differences in color, so hunters need to choose clothing that provides camouflage appropriate to their surroundings.

2. Stay concealed. The camouflage-patterned clothing helps, but consider a duck blind as well. Temporary blinds, consisting of a large piece of camouflage-print material and a few stakes, are inexpensive and allow you to move location when the birds’ flight pattern changes. If you want to spend more, purchase a boat blind.

3. Practice identification. Abiding by duck-hunting regulations is important, and that means you must correctly identify them. Armed with binoculars and a bird book, you should study their shape, size, plumage, color patterns, and flocking behavior.

4. Master your calls. Ducks make a variety of vocal sounds ranging from low grunts to high-pitched whistles. Also, the female’s call may differ from that of a male.

5. Research decoys. They should match the species you are hunting, of course, but their placement should vary based on the species. A large number of decoys reassures the flock that it is safe to land.

About Steve Blount:
A financial planner specializing in retirement and estates, Steve Blount enjoys hunting near his home of Lake Charles, Louisiana, located on two major migration paths.

Tips for Coaching Young Players, by Steve Blount

A professional who resides in Lake Charles, Louisiana, Steve Blount spends a portion of his leisure time coaching various youth sports. Here, he describes a few pointers for coaching youngsters.

Tip One: Understand each player’s developmental stage. Adjust your style to suit their skill levels based on what is possible for their age group and their individual abilities.

Tip Two: Set reasonable goals for children to achieve. Goals can be set for a game, a series, or for a season. Ask players to think about their individual goals, as well.

Tip Three: Establish clear rules. Clearly communicate expectations about attendance, sportsmanship, and other requirements to children and their parents.

Tip Four: Offer a lot of praise. Verbally reinforce accomplishments with individual players and the entire team. This makes it easier for children to digest constructive criticism.

Tip Five: Analyze failure. As a team, talk about what went wrong and discuss ways the team, as a whole, can improve.

About Steve Blount: An award-winning financial planner, Mr. Blount coaches children through Buddy Ball Sports, LLC, a Lake Charles-area league for disadvantaged youth.

Jim Yarbrough Grows a Tradition of Success at Southeastern Louisiana University By Steve Blount

At Southeastern Louisiana University, Head Men’s Basketball Coach Jim Yarbrough has led the Lions in six winning seasons. With 96 wins to date, his record is third in school history and his winning percentage of .527 is the best the school has seen. Under his leadership, the team has developed into one of Louisiana’s top Division I programs.

Since beginning as an eighth grade basketball coach 24 seasons ago, Yarbrough has taken great strides in his coaching career. He spent six highly successful years coaching at the College of Charleston, and then accepted his first head coaching job in 2000 at Valdosta State University. Yarbrough was subsequently appointed Southeastern’s head coach in June 2005.

Originally from Tampa, Florida, Yarbrough graduated from Florida State University and is married with two children.

About the Author:
A sports enthusiast and graduate of Southeastern Louisiana University, Steve Blount of Lake Charles, Louisiana, serves as the current president of the Moss Bluff Recreational Basketball League. Additionally, he coaches youth teams and runs Buddy Ball Sports, LLC. Steve Blount is the owner of Professional Retirement Consultants, LLC in Lake Charles, Louisiana.